We need a few details about your tax status in the UK and abroad. This helps us comply with HMRC requirements and ensure your account is set up correctly.
"},"sourceOfFunds":{"title":"Source of funds","additionalTitle":"Additional source of funds","sourceOfFundsTitle":"Select the primary source of your funds","thisSource":"this source","deleteSourceTitle":"Are you sure you want to delete {{source}} from source of funds?","deleteSourceDescription":"This action can not be undone","additionalSourceOfFundsTitle":"Select additional source of your funds","additionalSourcesRequiredLabel":"I have another source of funds","additionalSourcesRequiredDescription":"We need more information about where the majority of your initial pledge amount will come from. Please add an additional source of funds.","evidenceTextGift":"Please provide details of the gift including name of donor, and their relationship to you, source of donated funds, reason for gift, date and amount received.","evidenceTextGambling":"[GAMBLING TEXT TBC] Lorem ipsum dolor sit amet, consectetur adipisicing elit. Autem pariatur doloribus neque, ab iusto sint laboriosam repellendus, ut fugit expedita nostrum id quidem numquam magnam debitis, non exercitationem quo corrupti?","evidenceTextOther":"Please provide details about how you acquired the funds you intend to deposit.","detailsTitle":"Provide details","pledgeAmount":"Your pledge amount: ","info":{"heading":"Why do you need to know my source of funds?","text":"As part of our Anti Money Laundering (AML) and Know Your Customer (KYC) checks we are legally obliged to check the source of our clients' funds.","additionalText":"In order for us to carry out these checks, please provide information about how you obtained the majority of your pledge amount.","paragraph1":"As part of our Anti Money Laundering (AML) and Know Your Customer (KYC) checks we are legally obliged to check the source of our clients' funds.","paragraph2":"This information is not used to complete credit checks.","paragraph3":{"text1":"Your data is protected. Please see our ","text2":" for more details.","privacyPolicyText":"privacy policy","privacyPolicyHref":"https://www.flagstoneim.com/privacy-policy"}},"reviewPage":{"initialDeposit":"Initial Deposit (in £)","sourceOfYourFunds":"Source of your funds","filesUploaded":"Files uploaded","uploadFile":"Upload file","provideDetails":"Provide details","jointApplicationTitle":"Review application - source of funds","primarySourceTitle":"Primary source of funds","additionalSourceTitle":"Additional source of funds","sourceOfFundsLabel":"Source of funds","sourceType":{"compensationPayments":"Compensation Payments","dividendPayments":"Dividend Payments","divorceSettlement":"Divorce Settlement","employment":"Employment","gambling":"Gambling","gift":"Gift","inheritance":"Inheritance","maturedInvestments":"Matured Investments","other":"Other","retirementIncome":"Retirement Income","saleOfCompanyBusiness":"Sale of Company/Business","saleOfProperty":"Sale of Property","saleOfStocksAndShares":"Sale of Stocks and Shares","trustFunds":"Trust Funds","otherSavings":"Other Savings/Bank Accounts (lifetime savings)","partnerIncome":"Income earned by Spouse/Partner","equityReleaseOrReMortgage":"Equity Release/Re-Mortgage","saleOfCryptocurrency":"Sale Of Cryptocurrency","unknown":"Source of funds provided doesn't match any known type","saleOfPubliclyListedInvestments":"Sale of publicly listed investments e.g. stocks, shares","otherSavingAccounts":"Savings accounts (including Instant, Fixed Term, and Notice accounts)","saleOfUnlistedInvestments":"Sale of unlisted investments"},"inheritance":{"nameOfBenefactor":"Name of benefactor"},"gift":{"nameOfDonor":"Name of donor","donorLastAddress":"Last known address for donor"}}},"submissionComplete":{"success":"Success! Your application has been approved and your account is awaiting funding.","successBodyInteractiveInvestor":"Thanks for submitting your application to open an Interactive Investor Savings Account powered by Flagstone.","successBody":"You are one step away from saving. We’ll just ask you to fund the account first.","maFundAccountButton":"fund your account","fundAccountButton":"FUND YOUR ACCOUNT"},"nominatedReturnAccount":{"heading":"Why do you need a nominated account?","hnwTitle":"Funding details","title":"Nominated Account (£)","subText":"Please nominate a UK current account – you'll use this account each time you fund your holding account.
Ensure the\u00A0name on your\u00A0nominated\u00A0account matches the name on your Flagstone application.
","helpBoxText":"To transfer funds in and out of your Flagstone Account you will need a UK bank account in your name. This “Nominated Account” is the only account from which you can fund your Flagstone Account. Money received from an alternative account will be sent back to you. This Nominated Return Account is also the account to which we will return funds when you make a withdrawal.","hnwHelpBoxText1":"To transfer funds in and out of your Flagstone account you will need a UK mainland bank account in your name.","hnwHelpBoxText2":"This “Nominated Account” is the only account from which you can fund your Flagstone account.","hnwHelpBoxText3":"Money received from an alternative account will be sent back to you.","accurateAccountNotice":"Please ensure the details you are about to enter are accurate otherwise this will delay your application.","form":{"name":"Name on the account","sortCode":"Sort code","accountNumber":"Account number","accountNumberError":"Please enter a valid account number","sortCodeError":"Please enter a valid sort code","bankName":"Bank name","submitButtonLabel":"confirm"},"loadingDialogTitle":"Checking your return account","loadingDialogFooter":"Please be patient. This may take a few moments.","unableToVerifyAccount":{"title":"Apologies, we have been unable to verify your nominated bank account.","body":"Please note, you must nominate a UK bank account in your name. Please check your bank details and try again.","checkDetails":"check details"},"whyDoINeedANominatedAccount":{"heading":"Why do I need a nominated account?","paragraph1":"To transfer funds in and out of your Flagstone account you will need a UK mainland bank account in your name.","paragraph2":"We need these bank details for our background checks."},"transferMoneyFromAnotherAccount":{"heading":"Can I transfer money from another account?","paragraph1":"No, the nominated account is the only account from which you can fund your Flagstone account.","paragraph2":"Money received from an alternative bank account will be sent back to you."},"whatTypeBankAccountUse":{"heading":"What type of bank account can I use?","paragraph1":"We can only accept UK mainland current accounts.","paragraph2":"Savings accounts cannot be accepted."},"continueHelpText":{"first":"By continuing, you are","bold":"not","last":"authorising any payment now. You will be shown funding instructions once your application is approved."},"accountNumberInfo":{"infoText1":"Please make sure that you are entering a UK mainland current account. Unfortunately","infoText2":"savings accounts cannot","infoText3":"be accepted.","infoText4":"You will not be able to fund your Flagstone account with a savings account."}},"nominatedReturnAccountFurtherChecks":{"notification":"Further checks required on your nominated return account","title":"Looks like we will need to run some further checks on your nominated return account.","body":"We will review your application and a member of our Onboarding team will be in touch shortly. Please note, we aim to respond as quickly as possible however we are currently experiencing increased volumes of applications and therefore our response may take slightly longer. Thank you."},"nominatedReturnAccountAvailable":{"notification":"Nominated return account details checked successfully","title":"Your nominated return account has been checked and your account is now available to view.","body":"Welcome to Flagstone. You can now access the platform and explore our deposit savings accounts. You will be asked to setup two factor authentication (2FA), the first time you sign in to secure your account.","viewAccount":"view account"},"nominatedReturnAccountUnsuccessful":{"notification":"Application unsuccessful","title":"We are unable to proceed with your application at this time.","paragraph1":"Thank you for submitting your application to Flagstone.","paragraph2":"We have reviewed the information you have provided and unfortunately, we are not able to offer you an account at this time.","paragraph3":"Should you wish to discuss this, please contact our Client Services Team. "},"additionalIdentificationVerificationRequired":{"additionalIdentificationVerificationRequired":"Additional identification verification required","additionalIdentificationVerificationRequiredBody":"We need additional documentation in order to verify your identity and proceed with opening your account.","verifyIdentityButton":"VERIFY IDENTITY"},"manualReview":{"notification":"Application submitted.","manualReview":"Your application has been submitted.","manualReviewBody":"We will review your application and a member of our Onboarding team will be in touch shortly. Please note, we aim to respond as quickly as possible however we are currently experiencing increased volumes of applications and therefore our response may take slightly longer. Thank you."},"backgroundChecks":{"title":"Running background checks","pleaseBePatient":"Please be patient. This may take a few moments."},"idVerificationChecks":{"title":"Submitting ID checks","pleaseBePatient":"This may take a few seconds."},"additionalDocuments":{"title":"Please upload the following documents","warningNotification":"So that we can process your application, please upload the documents specified below. You are able to return to your online application to upload and submit these documents at any time.","documentType":"Document type"},"additionalId":{"title":"Additional certified identification required","description":"Sorry, we were unable to verify your identity based on the document provided. Please provide a certified copy of your identification document.","helpTitle":"What is a certified document?","helpBody1":"A certified document is one signed and dated by a professional person who confirms that it is a true copy of the original.","helpBody2":"Some examples of people who can certify your document are:","helpBody3":"The certifier should write on the front of each photocopy: “I confirm that this is a true likeness of [name of person] and a true copy of the original document“ and then sign, date and print their name, address and phone number. They can also provide their professional ID number, if relevant.","helpBullet1":"A qualified lawyer, attorney or notary, registered with the relevant professional body","helpBullet2":"A qualified accountant registered with the relevant national professional body","helpBullet3":"An individual authorised by the FCA or PRA, a director, manager or bank counter staff of a bank or an authorized credit or financial institution","helpBullet4":"A teacher, registered with the relevant national professional body","helpBullet5":"A doctor or dentist registered with the relevant national professional body"},"additionalAddress":{"title":"Additional address verification required","description":"Sorry, we were unable to verify your address based on the information provided. Please provide a document with proof of address.","helpTitle":"How do I prove my address?","helpBody1":"We will accept these documents as proof of your address:","helpBullet1":"Valid UK driving license","helpBullet2":"Firearms certificate or shotgun license","helpBullet3":"Valid (old style) full UK driving license","helpBullet4":"Recent evidence of entitlement to a state or local authority-funded benefit","helpBullet5":"Instruments of a court appointment (such as grant of probate)","helpBullet6":"Current council tax statement","helpBullet7":"Current bank or credit card statement (dated in the last 3 months)","helpBullet8":"Utility bills (dated in the last 3 months)","helpBullet9":"Letter from residential or care home where the client resides","proofOfAddress":"Proof of address","proofOfAddressHelp":"The following documents are acceptable","proofOfAddressHelpBullet1":"Council tax statement for current year","proofOfAddressHelpBullet2":"Valid UK drivers license with either a utility bill or a bank/credit card statement in your name dated within the last three months"},"applicationApproved":{"notification":"Application approved","title":"Your application has been approved","welcomeTitle":"Welcome to Flagstone, your application has been approved","furtherSteps":"Next steps, sign in to your account to:","nextStepsSubtitle":"Next steps","furtherSteps1":"1. Fund your holding account","furtherSteps2":"2. Place a deposit to open your first savings account","updatedFurtherSteps2":"2. Open savings accounts","about2Fa":"You will be asked to setup two factor authentication (2FA), the first time you sign in to secure your account.","emailNotification":"In a few minutes you will receive an email with instructions on how to log onto the platform.","body":"Welcome to Flagstone. You can now access the platform and explore our deposit savings accounts. You will be asked to setup two factor authentication (2FA), the first time you sign in to secure your account.","nextSteps":"Remember that the holding account does not pay interest to you. Once you have funded your holding account, you should log in to the Flagstone platform and instruct transfers to deposit accounts that do pay interest","yourHoldingAccount1":"Your holding account acts like a wallet while you choose which savings accounts to open.","yourHoldingAccount2":"Remember that cash in your holding account doesn't earn you interest. So, once you've funded, it's important to open savings accounts as soon as possible.","goToMySummary":"Go to my summary"},"furtherChecks":{"notification":"Further checks required on your application","title":"Looks like we need to run further checks on your application","body":"We will review your application and a member of our Onboarding team will be in touch shortly. Please note, we aim to respond as quickly as possible however we are currently experiencing increased volumes of applications and therefore our response may take slightly longer. Thank you."},"applicationUnsuccessful":{"notification":"Application unsuccessful","title":"We can’t open a Flagstone account for you","paragraph1":"As a regulated business, we must carry out checks on every application. This is to ensure we comply with the law and fulfil the requirements of our partner banks.","paragraph2":"We've completed these checks, and we can't open a Flagstone account for you at this time.","paragraph3":"This message is for your information only – you don’t need to do anything else.","paragraph4":"If you would like to speak to us, please email "}},"shared":{"passwordDetails":{"validationRules":{"minCharacters":"Password must contain at least 8 characters","oneUppercase":"Password must contain at least 1 upper case","oneLowercase":"Password must contain at least 1 lower case","oneNumber":"Password must contain at least 1 number","specialChars":"One or more special characters (such as @, #, $)","matchPassword":"Passwords must match"}},"account":{"settings":"Account Settings","logout":"Log Out","taxInformation":{"heading":"Tax information","UKResident":"Are you a UK resident?","payTaxesInUK":"Do you pay taxes in the UK?","nationalInsuranceNumber":"Please provide your National Insurance Number (NIN)","nationalInsuranceNumberTooltip":"You can find this on a recent payslip","nationalInsuranceNumberDisplay":"Your National Insurance Number (NIN)","payTaxesOtherCountries":"Do you pay taxes in any other countries?","countryPayingTaxes":"What other country/countries do you pay taxes in?","countryCodeField":"Please specify country","taxInfoNumber":"Tax Identification Number (TIN)","taxInfoNumberExplanation":"If you are not able to provide a TIN, please specify a reason","taxInfoNumberTooltip":"Most countries issue a TIN to identify their taxpayers and to help with the administration of tax affairs","taxInfoNumberDisplay":"Your Tax Identification Number (TIN)","noUKResident":"Please be advised that once your current investment(s) reach maturity, and your tax status has not changed, you will be unable to invest in any additional products.","noUKResidentOnboarding":"Please be advised that you must be a UK resident in order to be able to use our cash deposit platform.","ctaAddCountryBtn":"add another country","ctaRemoveCountryBtn":"delete country","USCitizen":"Are you a US citizen?","yesUSCitizen":"Unfortunately, we are not currently able to make this proposition available to US citizens.","USTaxReportingObligations":"Do you have US tax reporting obligations?","yesUSTaxReportingObligations":"Unfortunately, we cannot proceed with your application due to the tax obligations and/or US links you have stated above."},"secondaryApplicantTaxInformation":{"UKResident":"Are they a UK resident?","payTaxesInUK":"Do they pay taxes in the UK?","nationalInsuranceNumber":"Please provide their National Insurance Number (NIN)","payTaxesOtherCountries":"Do they pay taxes in any other countries?","taxInfoNumber":"Tax Identification Number (TIN)","taxInfoNumberExplanation":"If you are not able to provide a TIN, please specify a reason","nationalInsuranceNumberDisplay":"Their National Insurance Number (NIN)","taxInfoNumberDisplay":"Their Tax Identification Number (TIN)","countryPayingTaxes":"What other country/countries do they pay taxes in?","USCitizen":"Are they a US citizen?","USTaxReportingObligations":"Do they have US tax reporting obligations?"},"securityDetails":{"heading":"Security details","email":"Email address","password":"Password","updatedAt":"Last changed {{date, DD MMM YYYY}}","ctaEmailBtn":"change email","ctaPasswordBtn":"change password"},"addressHistory":{"heading":"Address history","timeAtAddress":"Time at address","currentAddress":"Current address","previousAddress":"Previous address","previousAddress_plural":"Previous addresses"},"nominatedReturnAccount":{"heading":"Nominate return account","accountName":"Account name","bankName":"Bank name","sortCode":"Sort code","accountNumber":"Account no.","nominatedAccountInfo":"To transfer funds in and out of your Interactive Savings account you will need a UK bank account in your name. This “Nominated Account” is the only account from which you can fund your Interactive Savings account. Money received from an alternative account will be sent back to you. This Nominated Account is also the account to which we will return funds when you make a withdrawal."},"profileDetails":{"heading":"Profile details","title":"Title","firstName":"First name","middleName":"Middle name","lastName":"Last name","havePreviousName":"I have a previous name","previousName":"Previous name","DOB":"Date of birth","countryOfBirth":"Country of birth","phoneNumber":"Phone number","secPhoneNumber":"Secondary phone number","emailAddress":"Email address"},"secondaryApplicantProfileDetails":{"havePreviousName":"They have a previous name"},"marketingPreferences":{"heading":"Marketing preferences","sendInfoOnProducts":"We’d love to send you information on our products and services.","notSellingDetails":"We’ll always treat your personal details with the utmost care and will never sell them to other companies for marketing purposes.","acceptInfoOnProducts":"I would like to hear about more products and services"},"maturityAlerts":{"heading":"Alerts","receiveAlerts":"Receive maturity alerts","alertDays":"Alert me when the product reaches maturity","alertDaysOptions":{"thirtyDays":"30 days in advance","sixtyDays":"60 days in advance","ninetyDays":"90 days in advance"}}},"accountSettings":{"profileDetails":"Profile details","addressHistory":"Address history","taxInformation":"Tax information","nominatedReturnAccount":"Nominated Return Account","securityDetails":"Security Details","alerts":"Alerts","marketingPreferences":"Marketing preferences"},"T&CSection":{"title":"Terms & conditions","productT&Cs":"ABC International Bank PLC Terms & Conditions","agreeToProductT&Cs":"I agree to the product Terms & Conditions above","agreeToFlagstonesT&Cs":"I agree to Flagstone's <1>Terms & Conditions","agreeToEngagementLetter":"I agree to Flagstone's <1>Engagement letter","agreeToFlagstonesT&CsAndEngagementLetter":"I agree to Flagstone's <1>Terms & Conditions and <2>Engagement letter","agreeToMarketingNotificationEmail":"I agree to be contacted by email with details of Flagstone offers and services that may be relevant to me","agreeToMarketingNotificationEmailOccasionaly":"I'd like to opt-in to receive marketing emails about Flagstone products, rates, and offers.","confirmUKResidentOverEighteen":"I'm over 18, a UK resident, I live in the UK or Northern Ireland, and have a UK current account","agreeToMarketingNotificationPhone":"I agree to be contacted by phone with details of Flagstone offers and services that may be relevant to me","agreeToSubmitOnBehalfOfEntity":{"key":"I confirm I am authorised to submit this application on behalf of the {{entity}} and will be acting as the sole execution user when placing instructions on the Flagstone platform","additional":"If your {{entity}} requires you to provide an additional signatory, please email <1>{{email}} after you have submitted your application.","entity":{"Corporate":"business","Charity":"charity","SIPPSSAS":"SIPP or SSAS","Trust":"trust"}},"contactNote":"Please rest assured we will still contact you about your application and account opening regardless of whether you opt in to marketing emails","filenameT&Cs":"Terms and Conditions.pdf","filenameEngagementLetter":"Engagement Letter.pdf","privacyPolicyStatement":"We take your data protection seriously. Please read our <0 href=\"https://www.flagstoneim.com/privacy-policy/\">privacy policy for information on how we handle your data and what your rights are.","privacyPolicyURL":"https://www.flagstoneim.com/privacy-policy","feeInformation":"We receive a share of the interest on each savings account you open through Flagstone. We’ll deduct our share before we put any new rates on the platform, so the rate you see will always be the rate you get."},"interestPaidFrequencyType":{"daily":"daily","anniversary":"annually on the anniversary of account opening","variable":"monthly","atmaturity":"at maturity","quarterly":"quarterly"}},"forms":{"placeholderPhoneNumber":"+44 3214 432","validation":{"required":"This field is required","validDate":"A valid date is required","validTimeAt":"A valid number of years and months is required","noLaterThanToday":"Date must not be later than today","noEarlierThanLast":"Date must be later than the previous address start date","nationalInsuranceNumber":"Must be a valid National Insurance Number","tinNumber":"Please enter the valid TIN (example: {{ format }})","notTodayOrLater":"Date must not be today or later","ukPhoneNumber":"Must be a valid UK phone number","ukPostCode":"Must be a valid UK postcode","validEmail":"Must be a valid email address","validPhoneNumber":"Please enter a valid phone number for selected country","emailAddressInUse":"Email address already in use","passwordRequirements":"Password does not meet the minimum requirements","matchingPasswords":"Passwords do not match","matchingEmailAddresses":"Email addresses do not match","min":"Minimum value: {{ min }}","max":"Maximum value: {{ max }}","length":"Exact length: {{ length }}","exactChars":"Must provide exactly {{ exactChars }} characters","minAge":"Must be at least 18 years old","maxAge":"Must be no older than {{maxAge}} years old","minYear":"Year must be no earlier than {{ minYear }}","minChars":"Must provide at least {{ minChars }} characters","maxChars":"Must be no greater than {{ max }} characters","numberTypeError":"A number is required","digitsOnly":"Must provide digits only","sortCode":"Please enter a valid sort code (example: 12-34-56)","maxFiles":"You are only required to upload {{ maxFiles }} document(s)","supportingDocuments":"Supporting documentation required","allocateFunds":"allocate funds","amountExceeded":"amount exceeded","deathDateNoEarlierThanBirthday":"Date of death cannot be before date of birth","depositMinNotReached":"Minimum £{{min}} required","depositMaxExceeded":"Maximum £{{min}} allowed","confirmDepositOver250k":"You will need to provide more evidence for the source of your funds","accountType":"Must select account type","pledgeRequired":"Must enter pledge amount","invalidForSingleAccount":"Please enter your first name only. If you would like to open a joint account, select that option above. You can add the joint applicant’s details later.","invalidForJointAccount":"Please enter your first name only. You can add the joint applicant’s details later.","pledgeMaxExceeded":"Maximum limit of £{{ max }}","pledgeMinNotReached":"Must be at least £{{ min }}","pledgeMaxMoreThanMaxSof":"You are unable to deposit more than £{{ max }}, as this requires a different engagement letter. If you would like to deposit more than this amount, please contact applications@flagstoneim.com","pledgeMinLessThanMinSof":"You are unable to deposit less than £{{ min }}, as this requires a different engagement letter. If you would like to deposit more than this amount, please contact applications@flagstoneim.com","avarageSalaryMaxValue":"Maximum value is £2,000,000,000","wholeNumberValue":"Please enter to the nearest whole number","compareNetAndSaleAmount":"Net amount should be less than sale amount","invalidCharactersDetected":"You have entered an invalid character. Permitted characters are as follows: {{allowedCharacters}}","fileUpload":"It appears you have an issue with one of your files"},"actions":{"continue":"continue","confirm":"confirm","cancel":"cancel","edit":"edit","saveChanges":"save changes","submit":"submit"},"requiredDocuments":{"currentAddressTitle":"Upload proof of address","currentAddressInstruction":"Please provide us with a document to evidence your <1>current address."},"profileDetails":{"title":"Title","firstName":"First name","firstNameSubLabel":"Name as per your ID","middleName":"Middle name(s)","lastName":"Last name","previousNameTitle":"Previous title","previousNameFirstName":"Previous first name","previousNameMiddleName":"Previous middle name(s)","previousNameLastName":"Previous last name","phoneNumber":"Phone number","secondaryPhoneNumber":"Secondary phone number","previousNameCheckboxLabel":"I have a previous name","secondApplicantPreviousNameCheckboxLabel":"They have a previous name","dateOfBirth":"Date of birth","country":"Country of birth","employmentStatus":"Employment status","industryOfEmployment":"Employment industry","industrySubcategory":"Industry subcategory","jobRole":"Job role","nationalityOrCitizenship":"Nationality/Citizenship","durationOfResidence":"How long have you been a UK resident?","emailAddress":"Email address","confirmEmailAddress":"Confirm email address"},"createProfile":{"firstName":"First name","lastName":"Last name","firstNameSubLabel":"Name as per your ID","email":"Email address","phoneNumber":"Phone number","mobileNumber":"Mobile number","mobileNumberSublabel":"We'll send you a security code each time you log in to keep your account secure.","postCode":"Postcode","newPassword":"Enter a password","confirmPassword":"Confirm password","repeatPassword":"Repeat password","termsAndConditions":"Please read Flagstone's <1>Terms & Conditions and <2>Engagement letter carefully as it contains important information on your fees.","notUKResident":"Not a UK resident or live in a British Overseas Territory?","openFlagstoneInternational":"<1>Open a Flagstone International account."},"addressLookup":{"label":"Enter your postcode or any part of your address","jointLabel":"Enter their postcode or any part of their address","placeholder":"Postcode, street name, city ...","inputAddressManually":"Input address manually","minQueryLength":"Please enter at least 3 characters","noResults":"No results found for '{{query}}'","loading":"Searching..."},"addressHistory":{"title":"Address history","description":"Please provide at least three years of address history.","flatNumber":"Flat number","streetNumberOrBuildingName":"Street number or building name","street":"Street","townCity":"Town/City","country":"Country","county":"County","postcode":"Postcode","startDate":"Address start date","endDate":"Address end date","fromDate":"Number of years at this address","add":"Add another address","remove":"Remove address","addressLine1":"Address line 1","addressLine2":"Address line 2"},"bankAccountField":{"select":{"label":"Select your bank"},"labels":{"canProvideUkCurrentAccount":"Can you provide details of a UK mainland current account?","field":"Nominated bank account details","bankName":"Bank name","nameOnAccount":"Name on the account","sortCode":"Sort code","accountNumber":"Account number"},"noUkCurrentAccountHelpText":"You must use a UK current account. We can’t accept any other account type, including savings accounts.","tooltips":{"accountNumber":"Please check your bank details carefully. Any errors will delay your application.International tax rules (FATCA for US reporting and CRS for other countries) mean we must check if your business mainly trades in goods or services, holds investments, or is a financial institution.
","label":"Does your business mainly earn money from trading – for example, selling goods or services?","activeNfe":{"label":"Yes, that’s correct.","description":"This means your business is an Active NFE."},"passiveNfe":{"label":"No, we mainly earn money from investments like dividends, rent, or interest.","description":"This means your business is a Passive NFE."},"financialInstitution":{"label":"No, we mainly operate as a provider for banking, investment, or insurance services.","description":"This means your business is a Financial institution."}},"entitySubType":{"label":"Select entity subtype","NonParticipatingForeignInvestmentBusiness":{"label":"Non-participating foreign investment business","description":"Businesses that do not comply with FATCA regulations, either because the organisations fails to fulfil FATCA requirements, or it exists outside of FATCA jurisdiction."},"DepositoryInstitution":{"label":"Depository institution","description":"Financial institutions where its main source of funds come from customer deposits. For example, a bank."},"CustodialInstitution":{"label":"Custodial institution","description":"Financial institutions that hold customers’ financial assets such as stocks, bonds or other assets. This is to prevent them from being stolen or lost."},"InsuranceCompany":{"label":"Insurance company","description":"Businesses that offer protection against potential future losses by selling insurance policies."},"OtherInvestmentBusiness":{"label":"Other investment business","description":"Businesses that manage, sell and market funds to the public."},"ByReasonOfIncomeAndAssets":{"label":"By reason of income and assets","description":"A business that operates an active trade or business with less than 50% passive income (gross) or have less than 50% assets that produce passive income."},"GovernmentEntityOrCentralBank":{"label":"Government entity or central bank","description":"The government of a country or any political subdivision of a county, or the principal authority (other than the government of the country) on issuing currency."},"InternationalOrganisation":{"label":"International organisations","description":"A business with trading activities including shops, restaurants, hotels, construction firms, and healthcare providers."},"StartupOrNonProfit":{"label":"A start-up or non-profit","description":"A business established less than 24 months ago, is not currently operating a business, has not operated a business before. Or, it is not planning to operate a Financial Institution. Or, a business that exclusively engages in religious, charitable, scientific, artistic, cultural or education."},"PubliclyTraded":{"label":"Publicly traded","description":"The businesses’ stock is traded on an established securities market."},"LinkedToPubliclyTradedCorporation":{"label":"Linked to a publicly traded corporation","description":"The business is linked to another business that has stock traded on an established securities market."}},"canProvideGiin":"Can you provide the Global Intermediary Identification Number (GIIN)?","giin":{"label":"Global Intermediary Identification Number (GIIN)","subLabel":"Find out the definition of a GIIN on dilligent.com."},"noGiinReason":{"label":"If the GIIN is not available, please select the reason why"},"noGiinOtherReason":"If the reason is not available in the drop-down, please explain why","stockMarket":"Select which stock market","nameOfLinkedCorporation":"Name of linked corporation","businessFormed":"When did the business form?","isEntityOwnedByCorporateOrTrustOrFund":"Is your business owned by another business, trust, or fund?"},"corporate":{"name":"Business name","registrationNumber":"Registration number","countryOfOperation":{"label":"Select business dealing country"},"country":"Country of registration/incorporation","natureOfBusinessDescription":"Please provide a detailed description of day-to-day activities and how the business generates income?","natureOfBusinessCategory":"Nature of business category","natureOfBusinessSublabel":"For example: “We provide IT consultancy services to small businesses, charging hourly fees.”","namedIndividuals":{"keyPersonTypes":{"label":"Confirm their role(s) in the business"}}},"charity":{"name":"Name of entity","charityNumber":"Charity number","registrationNumber":"Companies house number","countryOfOperation":{"label":"Jurisdictions in which the Charity operates and generates income"},"linked":{"hasLinked":"Please confirm whether there are any linked charities/companies.","name":"Charity/company name","registrationNumber":"Charity/company number","addText":"Add another charity/company","removeText":"Remove charity/company"},"country":"Country of registration/incorporation","natureOfBusinessDescription":"Please provide a detailed description of day-to-day activities and how the charity generates income?","natureOfBusinessCategory":"Nature of charity category","namedIndividuals":{"keyPersonTypes":{"label":"Confirm their role(s) in the charity"}}},"trust":{"name":"Name of trust (as shown on trust deed)","country":"Country of registration","natureOrPurpose":"Nature/purpose of trust","natureOfBusinessDescription":"Please provide a detailed description of the source of the trust funds","namedIndividuals":{"keyPersonTypes":{"label":"Confirm their role(s) in the trust"}}},"sippssas":{"name":"Name of SIPP or SSAS","tradingName":"Corporate trustee trading name","country":"Country of registration"},"sipp":{"name":"Name of SIPP (as shown on trust deed)","natureOrPurpose":"Nature/purpose of your SIPP","natureOfBusinessDescription":"Please provide a detailed description of how your SIPP generates income","corporateTrusteeDetails":{"label":"Corporate Trustee Details","tooltip":"Provide details of the SIPP administrators (if applicable)"},"namedIndividuals":{"keyPersonTypes":{"label":"Confirm their role(s) in the sipp"}}},"ssas":{"name":"Name of SSAS (as shown on trust deed)","natureOrPurpose":"Nature/purpose of your SSAS","natureOfBusinessDescription":"Please provide a detailed description of how your SSAS generates income","corporateTrusteeDetails":{"label":"Corporate Trustee Details","tooltip":"Provide details of the SSAS administrators (if applicable)"},"namedIndividuals":{"keyPersonTypes":{"label":"Confirm their role(s) in the ssas"}}},"personalDetails":{"employmentStatus":"Employment status","industryOfEmployment":"Employment industry","industrySubcategory":"Industry subcategory","jobRole":"Job role","phone":"Phone number","secondaryPhone":"Secondary phone number","usePreviousName":"I have a previous name","employmentStatusMessage":"Please specify your industry and job role in your previous employment."},"addressHistory":{"sameAddressAsApplicant1":"Same address history as applicant 1"},"sourceOfFund":{"primarySourceOfFund":"Primary source of funds","additionalSourceOfFund":"Additional source of funds","removeText":"Remove source of fund","pledgeAmount":"How much are you planning to deposit with Flagstone?"}},"sections":{"general":{"contactDetails":"Contact details","pledgeAmount":"Initial deposit at Flagstone"},"entity":{"businessActivities":"{{entity}} Activities","smeDeclaration":"SME Declaration","entity":{"Corporate":"Business","Charity":"Charity","Trust":"Trust","SIPPSSAS":"Entity"}},"personalDetails":{"applicant1":"Applicant 1","applicant2":"Applicant 2"},"businessOwnership":"Business ownership"},"review":{"errorMessage":"There are validation errors in your application. Please review each section with an error and make the necessary corrections by clicking the ‘Edit’ button for that section."},"titles":{"entityDetails":{"corporate":"Business details","charity":"Charity details","trust":"Trust details","sipp":"Sipp details","ssas":"Ssas details"},"authorisedAccountManager":"Execution user","taxDetails":"Tax details","namedIndividuals":{"main":"Key people in the {{entity}}","stepnav":"Key people","entity":{"Corporate":"business","Charity":"charity","Trust":"trust","Sipp":"sipp","Ssas":"ssas"}},"personalDetails":"Personal details","AddressHistory":"Address history","sourceOfFunds":"Source of funds","nominatedAccounts":"Nominated bank account","taxStatus":"Tax status","beforeYouBegin":"Before you begin"},"success":{"notification":"Application submitted","heading":"Your application has been successfully submitted.","message":"We are currently reviewing your application and will reach out to you within {{numberOfDays}} working days via email if we require any additional information. We look forward to welcoming you to Flagstone.","button":"Sign out"},"faq":{"whatIsAnExecutionUser":{"title":"What is the role of an execution user?","description":"The execution user is usually the individual who completes this form. They will also be authorised to apply for and manage the Flagstone account on behalf of the entity, as well as give us instructions to carry out transactions."},"whyDoWeNeedAnExecutionUser":{"title":"Why do we need an execution user?","description":"You must specify an execution user of this application before declaring all directors and shareholders.Make sure the documents are clearly visible in the scan or photo before you upload them.
","stepNavTitle":"Your key documents"},"joint":{"title":"Upload {{applicantName}}'s key documents","subTitle":"Make sure the documents are clearly visible in the scan or photo before you upload them.
","stepNavTitle":"{{applicantName}}'s key documents"},"sourceOfFunds":{"title":"Upload source of funds documents","subTitle":"Make sure the documents are clearly visible in the scan or photo before you upload them.
","stepNavTitle":"Source of funds documents"},"entityUpload":{"title":"Key documents for {{applicantName}}","subTitle":"Make sure the documents are clearly visible in the scan or photo before you upload them.
","stepNavTitle":"Key documents","reviewTitle":"Review key documents for {{applicantName}}","reviewSubText":"Here's a summary of the key documents you've uploaded to the portal. Click 'Edit documents' if you'd like to make any changes","reviewEditTitle":"documents"},"entityList":{"title":"Please upload key documents for key people in your business","subTitle":"Please upload the relevant documentation for each of the key people and submit for review. You are able to share the document upload form with the relevant user if that’s easier.","calloutText":"All sections need to be complete before we can review any documents.","statusText":"{{completed}}/{{total}} sections completed"}},"fields":{"ProofOfIdentity":{"label":"Proof of identity","subLabel":"We need one of the following:
We need one of the following:
We need the following:
We need the following:
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We need one of the following:
We need one of the following:
We need one of the following:
We need one of the following:
We need one of the following:
Approved Certifiers:
Please note all certifications must be dated within the last three months and include the following wording:
Photo Identification - This is a certified true copy of the original document as seen by myself and I confirm the picture bears a true likeness of the individual.
Address Verification - This is a certified true copy of the original document as seen by myself.
The certifier must include the following details:
Your holding account balance should be updated within the next 30 minutes.
We will send you an email receipt once the funds have cleared in your holding account.
","paymentErrorMoreInfo":"If you would still like to make a payment please try again.","paymentPendingMoreInfo":"We have sent you an email receipt of your payment instruction. We will update you again by email once the payment has cleared and your holding account balance has been updated so you can start depositing.","makeAnotherPaymentLabel":"Make another payment","paymentSuccessNotification":"We have successfully received a payment instruction of {{amount}} from {{bank}}.","paymentCancelledNotification":"We successfully cancelled your payment instructions request with {{bank}}.","paymentPendingNotification":"Your payment instruction of {{amount}} from {{bank}} is currently pending.","paymentErrorNotification":"We are very sorry, because of a processing error your payment instruction didn't go through.","paymentDetailsLabel":"Payment details"},"amountLabel":"Transfer amount","radioLabel":"Quick bank transfer","radioDescription":"Funds typically arrive in up to 30 minutes","transferPrompt":"<0>Quick bank transfer: A simple and secure way to transfer funds by connecting your nominated account to your holding account. Daily transaction limits apply.","transferSummary":"Transfer summary","transferDetails":"3. Transfer details","transferDetailsInfo":"The transfer amount for you to authorise"},"dialogs":{"transferTimeExpectationDialog":{"title":"When should I expect my money to reach my holding account?","body":{"bullet1":"It can vary depending on the bank and on the time of day.","bullet2":"Funds should reach your holding account in as little as 2 hours. However it can take up to 1 working day.","bullet3":"We will send you an email confirmation once the funds reach your holding account."}}},"manualBankTransfer":{"radioLabel":"Manual bank transfer","radioDescription":"Funds typically arrive within 1 working day","transferPrompt":"<0>Go to your bank to transfer the funds now: Use your nominated account details below to transfer funds. You can do this via your banking app, online banking, or by calling your bank."}},"newFundingFlow":{"addFunds":{"title":"How would you like to transfer your funds?","subtitle":"Some banks have limits to how much you can transfer in one day.","unverifiedNotification":"To add and withdraw funds from your holding account, you’ll need to apply for a Flagstone account first.","quickTransferCard":{"title":"Quick transfer","details":{"summary":"Start the transfer from Flagstone and approve with your bank.","timeFrame":"Funds typically arrive within 30 minutes."},"advantage":"Faster"},"manualTransferCard":{"title":"Manual transfer","details":{"summary":"Go to your bank directly and make your transfer from there.","timeFrame":"Funds typically arrive between 30 minutes and 1 working day."},"advantage":"Better for larger transfers"},"manualTransferModal":{"title":"Make a bank transfer","processBanner":{"step1":"Go to your bank","step2":"Enter your holding account details","step3":"Complete the transfer"},"mobileProcessDescription":"Go to your bank and enter your holding account details to complete the transfer.","nominatedAccount":{"title":"From your nominated account","warning":"We’ll return funds sent from a different account."},"holdingAccount":{"title":"To your holding account","details":{"accountName":"Account name","bank":"Bank","sortCode":"Sort code","accountNumber":"Account number","reference":"Reference"},"arrivalOfFundsNotification":"Funds typically arrive between 30 minutes and 1 working day. We’ll let you know when your funds have arrived in your holding account."},"changeNominatedAccountPointer":{"text":"Need to change your nominated account? Go to your <0>Settings","linkLabel":"Settings"}}},"quickTransfer":{"title":"How much would you like to transfer?","subtitle":"Banks may apply daily transaction limits.","isaProviderUnavailable":"We cannot make quick transfers to your ISA holding account at the moment. Please try again later.","transferAmountInput":{"label":"Amount","error":{"belowMinimum":"Please enter an amount","aboveMaximum":"{{amount}} is the maximum amount per quick transfer","aboveIsaLimit":"You cannot transfer more than your ISA funding limit ({{amount}})"}},"reviewCta":"Continue","review":{"title":"Review your transfer","subtitle":"We’ll securely connect you to your bank to authorise the transfer.","transferAmountSummaryPrefix":"You’re sending","nominatedAccount":{"preposition":"From"},"holdingAccount":{"preposition":"To","description":"Your Flagstone holding account"},"authoriseTransferCta":"Authorise transfer","yapilyT&Cs":{"text":"By using the service, you agree to <0>Yapily Connect initiating this payment and its <1>Terms & conditions and <2>Privacy Policy.","yapilyConnectLinkLabel":"Yapily Connect","T&CsLinkLabel":"Terms & conditions","privacyPolicyLinkLabel":"Privacy Policy"},"flagstoneT&Cs":{"text":"You also agree to Flagstone <0>Terms & conditions and <1>Privacy Notice.","T&CsLinkLabel":"Terms & conditions","privacyNoticeLinkLabel":"Privacy Notice"}},"SelectBankModal":{"title":"Which account type do you have?","subtitle":"Select your bank so we can redirect you."},"QRCodeModal":{"title":"Scan this QR Code with your phone","subtitle":"We’ll direct you to your mobile banking app to authorise the transfer.","description":"Or","desktopButtonText":"Authorise on desktop"},"loadingDialogConnectingToBank":"Connecting you securely to {{bankName}}","loadingBackToFlagstoneMessage":"Taking you back to Flagstone"},"failedTransfer":{"title":"Sorry, we couldn’t process your transfer.","description":"Due to a processing issue with your bank, the transfer didn’t go through.","cta":"Try again","backButton":"Go to my summary"},"cancelledTransfer":{"title":"Transfer cancelled","description":"We successfully cancelled your transfer request with {{bankName}}.","cta":"Make another transfer","backButton":"Go to my summary"},"transferConfirmation":{"title":"We’re processing your transfer","description":"We’ll let you know when your funds have arrived in your holding account – typically within 30 minutes.","amount":"Amount: ","transferReference":"Transfer reference: ","goToMySummaryButton":"Go to my summary","makeAnotherTransferLink":"Make another transfer"},"transferAuthorisation":{"title":"To authorise this transfer, open your banking app or log in to your online banking.","subtitle":"When you’re finished, come back here."},"backButtonText":"Back"},"labels":{"account":{"name":"Account name","bank":"Bank","sortCode":"Sort code","accountNumber":"Account no","reference":"Reference","address":"Address","amount":"Amount","date":"Date"},"productCard":{"bank":"Bank","bankname":"Bank name","countryCode":"Country code","term":"Term","gross":"Gross rate","aerGross":"AER | Gross","nonIndicativeGross":"Gross rate","nonIndicativeAerGross":"AER | Gross","aer":"AER","maturityDate":"Maturity date","minDeposit":"Min deposit","minDepositShort":"Min","maxDeposit":"Max deposit","maxDepositShort":"Max","eligibleForFSCS":"FSCS eligibility","fitchSolution":"Fitch Solutions (FICS)","termsAndConditionsShort":"T&Cs","termsAndConditionsFitch":"T&Cs and FSCS sheet","bankT&C":"Bank T&Cs","productSummary":"Product summary","more":"More","less":"Less","removeButton":"REMOVE","depositAmount":"Enter deposit","estimatedDeposit":"Estimated deposit","enterAmount":"{{minAmount}} minimum","enterTopUpAmount":"Enter amount ({{currency}})","info":"Info","infoTermsAndConditions":"Info | T&Cs","fscsProtected":"Yes","noFscsProtected":"No","interestAtMaturity":"Interest at maturity","totalPaidInterest":"Total paid interest","accountBalance":"Account balance","interestPaymentFrequency":"Interest payment frequency","currentBalance":"Current balance","rolloverBalance":"Rollover balance","pendingBalance":"Pending balance","pendingTopUp":"Pending top-up","topUpButtonLabel":"Top up","topUpUnavailableButtonLabel":"Top Up Unavailable","topUpAmount":"Top up amount","returnAmount":"Return amount","returnToHoldingAccount":"Return to holding account","returnToHoldingAccountUnAvailable":"Return to holding account unavailable","giveNotice":"Give notice","giveNoticeUnAvailable":"Give notice unavailable","topUpHelpText":"Maximum amount left: {{amount}}","setupRollover":"Set up rollover","pendingWithdrawal":"Withdrawal amount","closingBalance":"Closing balance","fscsWarningMessageSingleProduct":"All eligible deposits will benefit from FSCS protection of up to {{fscsLimitIndividual}} per client, per banking group (or {{fscsLimitJoint}} for joint accounts).","fscsGroupLimitInfo":"This bank belongs to {{bankGroup}}, a banking group that doesn't allow clients to deposit more than the FSCS protection limit.","fscsWarningMessageMulipleProducts":"You have more than {{amount}} in this banking group. All eligible deposits will benefit from FSCS protection of up to {{fscsLimitIndividual}} per client, per banking group (or {{fscsLimitJoint}} for joint accounts).","increaseRateNotification":"Rate increased from {{previousAer}}% | {{previousNetRate}}% (AER | Gross)","decreaseRateNotification":"Rate decreased from {{previousAer}}% | {{previousNetRate}}% (AER | Gross)"},"sortLabels":{"sortBy":"Sort by","grossDsc":"Gross Rate: High to low","grossAsc":"Gross Rate: Low to high","aerDsc":"AER: High to low","aerAsc":"AER: Low to high","termDsc":"Term: Long to short","termAsc":"Term: Short to long","minDepositDsc":"Min deposit: High to low","minDepositAsc":"Min deposit: Low to high","maxDepositDsc":"Max deposit: High to low","maxDepositAsc":"Max deposit: Low to high","banknameAsc":"Bank name: A-Z","banknameDsc":"Bank name: Z-A","termLength":"Term length","fitchDsc":"Fitch rating: High to low","fitchRatings":"Fitch Solutions (FICS)"},"myFunds":{"title":"MY FUNDS","totalDepositAccountsBalance":"Total deposit accounts balance","accruedInterestNotYetPaid":"Accrued interest not yet paid","holdingAccountBalance":"Holding account balance","pendingDepositTransfers":"Pending deposit transfers","pendingFxFundTransfers":"Pending exchange transfers","ringFencedFunds":"Ring-fenced funds","pendingWithdrawalsToNominatedAccount":"Pending withdrawals to nominated account","pendingTransferToHoldingAccount":"Pending transfer to holding account","availableToInvest":"Available to invest","totalPortfolioValue":"Total portfolio value"},"myFundingProgress":{"createProfile":"Create profile","fundHoldingAccount":"Fund holding account","openSavingsAccount":"Open savings accounts","availableToInvest":"({{amount}} available to invest)"}},"genericErrorMessages":{"portfolioAPI":"Unable to load portfolio","downloadTandCsError":"Unable to download product's T&Cs"},"depositAccountSelection":{"title":"Transfer funds into deposit account","titleMultiBasket":"Transfer funds into savings accounts","topUpTitle":"Top up existing account","agreeTermsConditions":"I agree to the Flagstone Terms and Conditions and acknowledge that the Third Party Bank Terms and Conditions form part of the agreement between Flagstone and the Third Party Bank and will apply to any deposit placed by Flagstone on my behalf.","readDocuments":"You should read these documents carefully and if you have any questions please contact Flagstone Client Services for further information.","accept":"I accept the","termsAndConditions":"Terms & Conditions","depositAccount":"deposit account","availableToInvest":"You've entered {0} into your selection, so you have {1} remaining.","titleEmptyState":"You have no savings accounts in your selection","copyEmptyState":"Take another look at our range of competitive savings accounts – anything you choose will display here. ","selectedProductsUnavailableTitle":"A savings account in your selection is no longer available","selectedProductsUnavailableDetails":"Click continue to choose a new savings account.","selectedProductsUnavailableCopy":"• {{bankName}}, {{term}},You can withdraw funds from your flexible Cash ISA without it affecting your annual ISA allowance, if you replace the funds within the same tax year (midnight 05 April [{{endOfTaxYear}}] GMT). If you don’t, you’ll lose your allowance for the amount you don’t replace.
Any interest earned while the funds are outside your ISA won’t be tax-free and may be subject to income tax.
To replace the funds, fund your ISA holding account in the same way you normally would from the ‘My ISA summary’ page.
","closeButton":"Done"}},"stepConfirmWithdrawalAmount":{"title":"1. Confirm withdrawal amount","paragraph1":"The available amount is your holding account balance less any pending transfers.","availableAmount":"Available withdrawal amount: ","paragraph2":"Withdrawal requests are typically processed the next working day.","inputLabel":"Withdrawal amount","withdrawalAmountPlaceholder":"Enter amount ({{currencySymbol}})","withdrawalAmountInputError":"The withdrawal amount can't be greater than the available balance in your holding account.","actionButton":"Next"},"stepConfirmNominatedAccount":{"withdrawalAmount":"1. Withdrawal amount:","nominatedAccountConfirmation":"2. Confirm nominated account details","paragraph1":"Any funds you withdraw from your holding account will go to your nominated account.","paragraph2":"If these details are incorrect, or you would like to change your nominated account, please email","editButton":"Edit amount","confirmButton":"Confirm and withdraw","tryAgainButton":"Try again","incorrectConfirmation":"The nominated account details have been entered incorrectly. Please carefully try again or email","accountNumberInputLabel":"Add the last 4 digits of your nominated account number","ibanInputLabel":"Add the last 4 digits of your nominated account IBAN","confirmModal":{"title":"Flexible Cash ISA withdrawal terms","copy":"If you withdraw funds from your Flexible Cash ISA, you may replace the withdrawn amount within the same tax year to retain your allowance. Failure to do so will result in the loss of your ISA allowance for the withdrawn amount.
Additionally, any interest earned on funds while they are deposited outside of the ISA account will not benefit from tax-free earnings and may be subject to income tax.
By proceeding with this withdrawal, you acknowledge and accept the terms outlined above. This acceptance will be recorded for audit trail purposes.
","confirmButton":"Withdraw funds","cancelButton":"Cancel"}},"stepAcknowledgeWithdraw":{"thankYouMessage":"Thank you, ","withdrawalAcknowledgementPart1":"Your withdrawal request ({{amount}} to account {{accountNumber}}) has been received and will be processed ","withdrawalAcknowledgementPart2":"the next working day.","whatNext":"What will happen next?","infoMessage":"We will send you an email once your withdrawal has been processed.","mySummaryButton":"My summary"},"apiErrors":{"pollingTimeout":"Sorry, this is taking longer than expected.\nTry again or contact {{clientServicesEmail}}","genericWithdrawalError":"Sorry, we are unable to complete your withdrawal request to your nominated account at this time.\nPlease try again or contact {{clientServicesEmail}}"}},"taxStatements":{"title":"Tax statements","date":"Date","type":"Type","taxYear":"Year {{year}}/{{nextYear}}","downloadFormat":"Download format","CertificateOfInterestPaid":"Certificate of interest paid","pdf":"PDF","downloadPDF":"Download PDF","noTaxInfo":"Not available yet","noTaxTooltip":"Your \"Certificate of interest paid\" will be available for you to download here, at the end of the tax year {{year}}/{{nextYear}}, once we have received all the relevant information from the banks that you held accounts with during the tax year. Typically, this will be ready within 6-8 weeks of the tax year end (April 6, {{nextYearLong}})."},"balanceStatements":{"date":"Date","type":"Transaction type","from":"From","to":"To","dateFrom":"Date from","dateTo":"Date to","amount":"Amount","holdingAccountBalance":"Holding account balance","holdingAccountBalancePrefix":"Holding account","holdingAccountBalanceSuffix":" balance","totalSavingsBalance":"Total savings ","totalSavingsBalanceSuffix":" account balance","totalPortfolioBalance":"Total portfolio ","totalPortfolioBalanceSuffix":" balance","show":"Show","summary":{"title":"Summary for the period:","portfolioAccountBalance":"Total portfolio balance","portfolioAccountBalanceDate":"( as at {{selectedToDate}} )","holdingAccountBalance":"Holding account balance","holdingAccountBalanceDate":"( as at {{selectedToDate}} )","totalSavingsAccountsBalance":"Total savings account balance","savingsAccountBalanceDate":"( as at {{selectedToDate}} )","totalInterestPaid":"Interest paid for period","totalInterestPaidDates":"( from {{selectedFromDate}} to {{selectedToDate}} )","totalInterestUnpaid":"Unpaid interest for period","totalInterestUnpaidDates":"( from {{selectedFromDate}} to {{selectedToDate}} )"},"showDetails":"See details"},"savingsAccountsStatements":{"pageTitle":"Savings accounts statements","pageDescription":"See the interest you’ve earned in the savings accounts you’ve opened.Open multiple tax-free accounts within one Cash ISA.
Manage them in one platform.
","buttonLabel":"Open Cash ISA"},"isaThreeWaysToFundModule":{"heading":"Three ways to fund your ISA holding account","buttonLabel":"Fund ISA holding account","transferFromProvider":{"title":"Transfer from another provider","description":"Complete a ISA transfer form online, and we’ll handle the rest."},"bankTransfer":{"title":"Bank transfer","description":"Fund by quick bank transfer (typically arrives within 30 minutes), or manual bank transfer (typically arrives within 1 working day)."},"internalTransfer":{"title":"Internal Flagstone transfer","description":"Move money from your savings holding account to your ISA holding account, up to this year’s ISA allowance."}},"isaLearnMoreModule":{"preApplication":{"title":"Introducing the Flagstone Cash ISA","subTitle":"Spread savings across multiple banks in one ISA. Free transfers, flexible withdrawals, and swift sign-up.","buttonLabel":"Learn More"},"applicationStarted":{"title":"Check your Cash ISA application status","buttonLabel":"Check Status"}},"isaLearnMoreBanner":{"preApplication":{"title":"Same Flagstone. Now with a Cash ISA.","button":"Learn More","content":"Open multiple tax-free accounts within one Cash ISA.
Manage everything in one platform.
"},"applicationStarted":{"title":"Check your Cash ISA application status","button":"Check Status"}},"isaFundingModule":{"title":"ISA funding limit","accordionTitle":"What does this include?","isaAllowanceLabel":"ISA Allowance ({0})","replacableFundsLabel":"Replaceable funds","remaining":"Remaining","replacableFundsTooltipContent":"This is the total you've withdrawn from previous tax years' contributions.\n Replace these funds before midnight 05 April {{endOfTaxYear}} to prevent losing your allowance from previous tax years."},"isaInternalTransfers":{"backButton":"Back","transferAmount":{"title":"How much would you like to transfer from your savings holding account?","field":{"label":"Transfer amount","genericValidationError":"Please enter a valid transfer amount","moreThanIsaLimitValidationError":"You cannot transfer more than your ISA funding limit ({0})","moreThanGbpPortfolioValueValidationError":"You cannot transfer more than your available Savings holding account balance ({0})"},"gbpBalanceLabel":"Savings holding account balance","gbpBalanceSubtitle":"Available to deposit","continueButton":"Continue"},"providerUnavailable":{"returnToSummary":"Return to summary","notification":"We cannot make internal transfers between holding accounts at the moment. Please try again later."},"reviewTransfer":{"fromDescription":"Your Flagstone savings holding account","toDescription":"Your Flagstone ISA holding account","title":"Review your transfer","transferReviewHeading":"You’re sending","subtitle":"Funds usually arrive within 30 minutes.","transferButton":"Transfer now"},"transferSubmitted":{"title":"Transfer in progress","subtitle":"We'll let you know when your funds have arrived in your ISA holding account – typically within 30 minutes.","fromDescription":"Your Flagstone savings holding account","toDescription":"Your Flagstone ISA holding account","amountLabel":"Amount:","finishButton":"Finish","makeAnotherTransferButton":"Make another transfer"},"apiErrors":{"pollingTimeout":"Sorry, this is taking longer than expected.\nTry again or contact {{clientServicesEmail}}","genericWithdrawalError":"Sorry, we are unable to complete your withdrawal request to your nominated account at this time.\nPlease try again or contact {{clientServicesEmail}}"}},"isaTransfersIn":{"backButton":"Back","supportEmail":"clientservices@flagstoneim.com","existingDetails":{"title":"Your existing Cash ISA details","provider":{"label":"Your existing ISA provider","selection":"Please select","validationError":"Please Select your existing ISA provider","loadError":"The ISA provider list failed to load. Please try again later. If the issue persists, contact us at clientservices@flagstoneim.com","providerNotListed":"My provider isn’t listed","nameLabel":"Provider name","nameValidationError":"Please enter a valid provider name"},"type":{"label":"ISA type","subLabel":"If you’re transferring a Stocks and Shares ISA, your investments will usually be sold before moving to Flagstone.","cashIsa":"Cash ISA","stocksAndShares":"Stocks and Shares ISA","validationError":"Please Select the type of ISA"},"accountReference":{"label":"ISA reference number / ID","subLabel":"These can usually be found on your ISA statements.","validationError":"Please enter the account reference number","dontHaveReferanceNumber":"Don’t have a reference number?"},"accountNumber":{"label":"Account number","validationError":"Please enter a valid account number"},"sortCode":{"label":"Sort code","validationError":"Please enter a valid sort code"},"continueButton":"Continue","useReferenceNumber":"Use a reference number / ID instead","useAccountNumber":"Use account number and sort code"},"transferAmount":{"title":"Transfer amount","subTitle":"You can transfer all or part of your existing ISA.","transferFull":{"label":"Transfer full amount?","yes":"YES","no":"NO","validationError":"Please Select if transfer is full amount"},"estimatedAmount":{"label":"Estimated transfer amount","subLabel":"The amount you’d like to transfer from your existing ISA","validationError":"Please enter amount to transfer","addedMoneyMessage":"If you’ve added money to this ISA during the current tax year, you must transfer at least that amount."},"fullAmount":{"label":"Transfer amount","subLabel":"Including paid interest to date","validationError":"Please enter a valid a transfer amount","whyDoWeNeedThis":"Why do we need this?","whyDoWeNeedThisCopy":"This helps us check for any difference between the amount you ask to transfer and what we receive.","mayCloseMessage":"The existing ISA may close once the transfer is complete."},"continueButton":"Continue"},"checkYourDetails":{"title":"Check your Flagstone details","subTitle":"These must match the details held by your existing ISA provider.","name":"Name","dateOfBirth":"Date of birth","NINO":"National Insurance number","address":"Address","continueButton":"Continue","callout":"Your details must match those held by your existing ISA provider.
If not, please email the correct details to clientservices@flagstoneim.com.
","supportEmail":"clientservices@flagstoneim.com"},"review":{"title":"Review your transfer","subTitle":"Funds typically arrive within 15 working days.","subTitleStocksAndShares":"Funds typically arrive within 30 calendar days.","transferring":"You’re transferring","estimated":"You’re transferring an estimated","fromCashIsa":"Your {{isaProvider}} Cash ISA","fromStocksAndSharesIsa":"Your {{isaProvider}} Stocks & Shares ISA","info":"We'll email you if your ISA provider needs more information.","transferButton":"Transfer now","holdingAccount":"Your Flagstone ISA holding account","apiError":"Sorry, something went wrong. Please try again, If the issue persists please contact support.","confirmModal":{"title":"ISA transfer declaration and terms","confirmButton":"Confirm","cancel":"Cancel","authorisation":"Authorisation","instructionValidationError":"You must agree to proceed with the transfer","trail":"We’ll record your authorisation for our audit trail.","copy":"I confirm that I want to transfer part or all of my funds (including interest and/or profits gained) as stated in the ‘Transfer instructions’ section above.
I understand that interest will continue to accrue in my existing ISA, or with my existing ISA manager, until the date of transfer (inclusive), in accordance with the ISA Regulations.
If transferring a Cash ISA: I understand that, by agreeing to this transfer, I instruct the provider of my existing ISA to immediately withdraw my funds. I take responsibility for any fees this may incur if this transfer comes before any maturity date.
If transferring a Stocks & Shares ISA: I understand that my current provider will sell my investments before transferring the funds, and that the amount transferred will depend on the value of the investment at the point they were sold. This value may be lower than the amount I originally invested.
If necessary, I’ve reached out to my existing ISA provider to understand any applicable fees and charges.
I’m happy for my existing ISA provider to share any necessary information concerning my ISA with WealthKernel Limited, the ISA Manager for the Flagstone Cash ISA. I accept any instructions from them relating to this transfer.
I acknowledge that withdrawing funds directly may result in loss of tax-free status of those funds.
","conformationMessage":"I authorise the transfer of my ISA as instructed above and confirm that I understand the terms and conditions of the transfer."}},"processing":{"titlePartial":"Partial ISA transfer in progress","titleFull":"Full ISA transfer in progress","cashIsaSubheading":"We'll let you know when your funds have arrived in your ISA holding account – typically within 15 working days.","stocksSharesIsaSubheading":"We'll let you know when funds from your Stocks and Shares ISA have arrived in your ISA holding account – Stocks and Shares ISA transfers typically arrive within 30 calendar days.","provider":"ISA provider:","accountReference":"ISA reference number:","accountNumber":"Account:","accountSortCode":"Sort code:","amount":"Amount:","estimatedAmount":"Estimated amount:","followInstructions":"Please follow any instructions from your existing ISA provider during the transfer.","finishButton":"Finish","makeAnotherTransferButton":"Make another transfer"}},"flexibleIsaModule":{"title":"Flexible ISA Usage","subTitle":"ISA allowance ({{taxYear}})","contributed":"Contributed","contributedTooltip":"Amount you’ve contributed towards this year’s {{allowance}} tax allowance. This doesn’t include contributions you’ve made to ISAs outside of Flagstone.","remaining":"Remaining","description":"You can withdraw funds without losing your annual ISA allowance if you replace the funds by 05 April {{endOfTaxYear}}.","learnMoreButton":"Learn more","learnMoreModal":{"title":"Withdrawals from a Flexible Cash ISA","subtitle":"The Flagstone Cash ISA is a flexible Cash ISA. This means you can withdraw funds from it without affecting your annual ISA allowance.","copy":"You can withdraw funds from your flexible Cash ISA without it affecting your annual ISA allowance, if you replace the funds by midnight 05 April {{endOfTaxYear}} (GMT). If you don’t, you’ll lose your allowance for the amount you don’t replace.
Any interest earned while the funds are outside your ISA won’t be tax-free and may be subject to income tax.
To replace the funds, fund your ISA holding account in the same way you normally would from the ‘My ISA summary’ page.
","okButton":"Ok"},"errorMessage":"Your allowance information is temporarily unavailable.","replicableFunds":{"title":"Replaceable funds","remaining":"Remaining","description":"This is the total you’ve withdrawn from previous tax years’ contributions.
Replace these funds before midnight 05 April {{endOfTaxYear}} to prevent losing your allowance from previous tax years.
"}},"IsaTransfersInStatusModule":{"currentTransfers":"ISA Transfers ({{transferCount}})","accountNumber":"Account number:","SortCode":"Sort Code:","referenceNumber":"ISA reference number / ID:","cashIsa":"Cash ISA","stocksAndSharesIsa":"Stocks & Shares ISA","partialTransfer":"Partial transfer","fullTransfer":"Full transfer","status":"Status","transferTimes":"ISA transfer times","transferTimesMessage":"Cash ISAs transfers typically take up to 15 working days from the requested date, whereas Stocks & Shares ISAs can take up to 30 calendar days.","apiError":"Sorry, something went wrong. Please try again, If the issue persists please contact support.","statuses":{"requested":"Requested","verifying":"Verifying","verified":"Verified","transferring":"Transferring","transfered":"Transfered","completing":"Completing","completed":"Completed"},"rejected":{"warning":"Your transfer has been rejected","message":"Unfortunately, we can’t proceed with this ISA transfer. Please contact our team at clientservices@flagstoneim.com and we'll look into this for you.","supportEmail":"clientservices@flagstoneim.com"},"details":{"requested":"Requested","type":"Type","amount":"Amount","transferReference":"Transfer reference"},"cancellation":{"request":"Request cancellation","requested":"Cancellation requested","modal":{"title":"Confirm ISA transfer cancellation ","p1":"You can request to cancel the ISA transfer, but it may not be possible if the process is already underway.","p2":"If the cancellation isn’t successful, you can return the funds through a separate process within 14 days of the transfer completing.","cancel":"Request to cancel","keepTransfer":"Keep the transfer"},"cantCancel":{"warning":"We can't cancel your transfer","p1":"Unfortunately, we can't cancel your request to transfer funds from your existing provider. This is because the funds are already on their way to Flagstone.","p2":"If you'd still like to transfer the funds back, that's no problem - please contact your existing provider to arrange this."}},"revisions":{"personalDetails":{"warning":"Your details don’t match – please review and update them","details":"The following details in your transfer request don’t match the information your existing provider holds for you.","whoHolds":"This is the information Flagstone holds on you:","name":"Name","dateOfBirth":"Date of birth","NINO":"National Insurance number","address":"Address","isaAccountNumber":"ISA account number","confirmDetailsAreCorrect":"The details above are correct and now match the details my existing provider holds for me.","confirmDetailsError":"Please confirm the above details are correct","progress":"We can’t progress your transfer until these details match on both sides.","confirmUpdateButton":"Resubmit ISA transfer","updateButton":"Update","cancelButton":"Cancel","okButton":"Ok","howButton":"How do I update this?","addressUpdateInProgress":"Update under review","addressUpdateInProgressMessage":"You’ll be able to resubmit the ISA transfer after our Client Services team has reviewed the updated address.","instructions":{"title":"What do I need to do?","instructions":"Please ensure the details Flagstone holds for you match the details your existing ISA provider holds.
If your details with Flagstone are incorrect, select 'Update' and follow the instructions.
If you need to update your details with your existing ISA provider, please do so before selecting ‘Resubmit ISA Transfer’ below.
"},"updated":{"warning":"Details updated","message":"Thanks for updating and matching your details across both Flagstone and your existing ISA provider. We can now progress your transfer.","finishButton":"Finish"},"updateAccountDetails":{"title":"Your existing ISA details","subTitle":"You can usually find these on your ISA statements."},"updateNINO":{"title":"Your National Insurance number","subTitle":"You can usually find this on your payslips, P60, or P45.","label":"National Insurance number","niInvalidError":"Must be a valid UK National Insurance number"},"updateName":{"title":"Updating your name","details":"Please email clientservices@flagstoneim.com with proof of your correct name.
If you’re updating because of a spelling error, examples of proof include a colour photo or scan of your:
If you’re updating because you’ve changed your name, examples of proof include your:
Please email clientservices@flagstoneim.com with proof of your correct date of birth.
Examples of proof include a colour photo or scan of your:
Please download, print, and sign the transfer authority form below, then post it to {{provider}}
You’ll soon receive an email containing the address to post it to.
Unfortunately, we can't accept your completed form or forward it to your existing provider.
If you don’t receive the email within one working day, or you need help completing the form, please email
Another ISA provider has instructed Flagstone to transfer your Cash ISA over to them. In order to carry out the transfer smoothly, certain features and accounts will be unavailable.
During the transfer, you can no longer:
Another ISA provider has instructed Flagstone to transfer your Cash ISA over to them once your accounts mature or reach their notice period. In order to carry out the transfer smoothly, certain features and accounts will be unavailable.
While you wait for the transfer to start, you won’t be able to: